body { font-family: Arial, Helvetica, sans-serif; font-size : 12px; 
       margin: 0; margin-top: 0; margin-bottom: 0; margin-width: 0; margin-height: 0;
     }

.top_menu a         {text-decoration: none; color: #666666; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 14px;}
.top_menu a:visited {text-decoration: none; color: #666666; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 14px;}
.top_menu a:active  {text-decoration: underline; color: #666666; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 14px;}
.top_menu a:hover   {text-decoration: underline; color: #666666; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 14px;}
.top_menu td   { font-family: Arial, Helvetica, sans-serif; font-size : 14px; color: #666666;}

a         {text-decoration: underline; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px;}
a:visited {text-decoration: underline; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px;}
a:active  {text-decoration: none; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px;}
a:hover   {text-decoration: none; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px;}

.menu a         {text-decoration: none; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px; font-weight: bold;}
.menu a:visited {text-decoration: none; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px; font-weight: bold;}
.menu a:active  {text-decoration: underline; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px; font-weight: bold;}
.menu a:hover   {text-decoration: underline; color: #000080; 
                 font-family: Arial, Helvetica, sans-serif; font-size : 12px; font-weight: bold;}

hr  { color: #000000; height: 1px;}

h1   { font-family: Arial, Helvetica, sans-serif; font-size : 24px; color: 31388C;}
td   { font-family: Arial, Helvetica, sans-serif; font-size : 12px; color: #000000;}
p    { font-family: Arial, Helvetica, sans-serif; font-size : 12px; color: #000000;}
b    { font-family: Arial, Helvetica, sans-serif; font-size : 12px; color: #000080; font-weight: bold; }
.zag  { font-family: Aria, Helvetica, sans-serif; font-size : 12px; color: #000080; font-weight: bold; }